
Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.
We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.
Planning for your future.
Whether you are planning for your child’s college education, your retirement, or you want to make sure your estate plan is comprehensive and complete, I can help. As a financial advisor I often find that people are not sure where to start when they are looking for advice. I offer free consultations with meeting times to fit your schedule.
To schedule an appointment call 740-773-3331
Retirement is a process not an event:
I like to start working with clients months before they plan to retire so that we can develop a retirement plan that fits their needs. Coming up with reasonable goals and finding the right mix of investments to help reach those goals is not effectively accomplished in one meeting. I like to meet periodically over the months leading up to the date of retirement to answer questions assist in completing forms and make sure nothing is overlooked.
Five steps to reach financial independence:
Set Goals: This is the first step in getting to where you want to be. Whether your goal is retiring early, retiring at full social security age or funding an account to buy a vacation home upon retirement, this is where the process starts.
Prioritize your Goals: Defining which goals are the most important to you and your family by putting a value on them.
Initiate a Plan: Based on the goals that you have set, this step could be considered the most important. As an financial advisor I will help you come up with ways to make your goals become a reality. From recommending specific products to coming up with ways to help you save or be more efficient with you financial life, this is what I specialize in.
Review and Update: Periodically I prefer to sit down with my clients and review the progress we have made based upon the plan we have put in place. We all know that things do change over time and this is a great time to address those changes and update our strategy to fit your current needs if need be.
Financial Independence: By taking the aforementioned steps, hopefully we can get to this point. This step will mean different things to different people. For some it may mean not having to work ever again. For others it may mean having zero debt. Whatever your true meaning of financial independence is, I would be honored to help you achieve it.
Newsletters
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If You Don’t Have a Will Yet, Why Not?
Although 64% of Americans think having a will is important, only 32% have one. This article looks at reasons people don’t have a will and why they need one regardless of the reason.
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HOT TOPIC: Real Estate Commission Changes Around the Corner
The National Association of Realtors is implementing new policies related to how real estate brokers are compensated. Here are some implications for buyers, sellers, and their agents.
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Accounts for Two: A Team Approach to Retirement Savings
Even if most of a married couple’s retirement assets reside in different accounts, open communication and teamwork can help them craft a unified retirement strategy.
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HOT TOPIC: International Investing: The Diverging Fortunes of China and Japan
Investing Internationally can help increase portfolio diversification and provide access to opportunities that may differ from those in the United States.
Calculators
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Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.
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IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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Net Worth
A balance sheet summarizes your assets and liabilities and reveals your net worth.